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Getting a Pre-Approved Mortgage

Shopping for your new home is easier with the piece of mind provided by a mortgage pre-approval. A mortgage pre-approval is like applying for the mortgage itself, but it ties the lender, and not you, to the rate they have provided for up to 120 days. To get an idea of how much you can qualify for, click Mortgage Calculator.

During a mortgage pre-approval, your credit history and income will be reviewed. If satisfactory to the lender, a mortgage pre-approval is granted for a specific amount, mortgage rate and term, subject to providing verification of income, down payment, and any other conditions the lender requires. It is always wise to still include a “subject to financing” clause in your real estate offer, to protect yourself against unforeseen issues. Apply for your mortgage on-line or contact us anytime for mortgage pre-approval and mortgage advice.

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