Rates

Mortgage Rates - November 30, 2018


Term (Fixed)

       PURCHASES and REFINANCES    (25 year amortization)

 RENTAL properties

1 Year 

3.54%

3.69%

2 Year 

3.64%

3.79%

3 Year 

3.79%

3.94%

4 Year 

3.84%

3.99%

5 Year 

3.94% - 4.04%

4.09%

5 Year (HR Purchase)

3.49%

N/A

7 Year 

4.24%

4.39%

10 Year 

4.39%

4.54%

Term (VRM) 

5 Year 

P - 0.40% - P - 1.00%

Prime - 0.50%

3 Year 

P - 0.15%

N/A

Rates are subject to change without notice. * OAC, E, & OE
Prime Lending Rate

3.95%

Benchmark Interest Rate
5.34%

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Did you know that Gibbard Group Financial provides each client with a personal rate watch on their mortgage approval and pre-approval?

If the rates drop before the completion date in processing your mortgage, we will automatically contact the lender on your behalf and request the lower rate.
You might be surprised to know that most mortgage lenders and banks do not offer this service – which could cost you thousands of dollars.

Great mortgages made simple – only from the team at Gibbard Group Financial.


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