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Helping people like you
finance their dream homes
Learn More

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Helping people like you
finance their dream homes
Learn More

We the perfect mortgage for you.

Purchase

We’re here to find you the best mortgage for the purchase of your dream home.

Refinance/Renewal

Explore your options at renewal or access the built-up equity in your home.

Special Situations

Let us find a mortgage for your unique needs.

CHIP/Reverse Mortgage

For homeowners over 55 years of age – discover how much equity you can access from your home during retirement.

Apply for a Mortgage

Your mortgage may be your biggest financial obligation. Work with the experienced mortgage professionals at Gibbard Group and get it right.
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We're happy to help! Call 604.313.3199, or email info@gibbardgroup.com.
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  • I wanted to do a shout out to Karen and her team at Gibbard Group Financial. I have used Karen and her team 3 times now, and they have been awesome. Finding rates that no banks could match, being on call what appears 24 x 7, even doing tasks like following up with my lawyer, that probably weren’t their responsibility. I was skeptical at first using a mortgage broker, and even said that to Karen when we first talked. But now, as I said to my wife after our recent mortgage restructure, ” I see why we used a mortgage broker!” Thank you to the Gibbard team and I would recommend them to anyone looking for mortgage help.

    ~ Chris and Cathy M

  • Karen Gibbard is a thorough, timely, personable, and knowledgeable mortgage broker. She kept us advised every steps of mortgage process and made our mortgage approval quick and smooth. I really appreciate her hard work and I will certainly refer her to my clients and friends.

    ~ Soo S

  • We had the great pleasure of working with Leanne Turkington from the Gibbard Group recently. We are complete newcomers to the world of mortgage refinancing. After many years of home ownership we found ourselves in a position, like many others, where we were asset rich and cash poor. Working with the Gibbard Group we were quickly and painlessly able to identify a much better mortgage and make the switch and in the process created a much more balanced financial position for ourselves. Deciding on new terms and transitioning between banks is not easy, but Leanne made it incredibly smooth. Her correspondence and administrative support was pretty much flawless: extremely organized and efficient and always personable. We couldn’t be happier.

    ~ Ben T & Jamie W

  • We recently re-mortgaged and serviced Gibbard Group Financial to assist us in this process and find an institution that would serve our needs. Karen Gibbard and team were nothing short of amazing. Gibbard Group has helped us out with two mortgages over the past 12 years and we are so grateful for their services. They always approached us with enthusiasm, positivity, knowledge and expertise. Absolutely outstanding service. We look forward to continue a relationship with Gibbard Group in the future.

    ~ Tanya and Mike R

  • Thank you so much for taking care of us through the whole process; you can bet that in 5 years we’ll be in touch once again. Super happy about the legal fees being waved, that’s was a big win.

    ~ Mike F

  • You were the key person to get transaction through the financing condition! It’s been great working with you as always; we’re very happy with the rate and terms that you got us, and more importantly your timely updates and explanations along the way.

    ~ K and K

  • We took possession of our townhouse on May 10th and, as of last Sunday, we are officially all moved in! We wanted to thank you again for the wonderful assistance you provided with our mortgage financing. We will wholeheartedly recommend your services to friends and family in need of a mortgage broker!

    ~ L and D

  • I don’t see how the service could be improved. I was absolutely 100% pleased with the service. I made Karen and her team work on my mortgage for about a year. They explained everything along the way. Kept me up to date on changes. Followed up with me when things were in my court. My husband even said “I love those guys”.

    ~ Allison R.

  • It was an absolute pleasure working with Karen! She made the process incredibly easy and stress-free. I keep encouraging friends and family to hurry and purchase a new home just so I can recommend Karen for their lending needs.

    ~ Francisca P.

  • You were just great. You did what my bank couldn’t, giving mortgage that fit my needs and current situation. Your service is exceptional. You addressed all my concerns and on top connect me with the right person for other financial needs. Thank you very much. You’re awesome.

    ~ Anonymous

  • Karen is awesome. Being an artist I’m unfamiliar with many financial terms but Karen made them black and white, easy to understand! She was also able to answer our questions and got back to us in a timely manner.

    ~ Judith A

  • You guys are fantastic! Consistently outstanding service!! Thank you!

    ~ Sarah C.

  • Gibbard Group Financial was absolutely amazing. They went above and beyond the call of duty for us. Working around the clock on our behalf. Always diligent and professional, we were ecstatic to be working with your team in getting our new home and felt we were in safe hands every step of the way.

    ~ Milena Z & Warren F.

  • I really appreciate the service I have received from your whole team. Seems I dealt with everyone at some point. I do appreciate that when your designated person is not in the office, someone else takes the time to answer questions as I had a lot of them. If I know of anyone I would recommend your company. And I also appreciate that you offer to assist even after the transaction is complete. That is a good quality.

    ~ Jennifer

  • Thank you for your assistance in getting us a great mortgage rate! Jen and I were really pleased with the attention that we received in the process and with the legal representation that was recommended. We will definitely use Gibbard Group again for our next mortgage.

    ~ Mark

  • Fantastic! Thank you very much Karen, and thanks to your entire team. Anita and I are very glad to have chosen your group as our mortgage broker. We will not hesitate to recommend!

    ~ Ales

  • Thank you! Your team was great – they made the process easy and painless. I was much happier with the process this time around than our first mortgage experience (with a different company), and I’ll certainly recommend you to my friends.

    ~ Geoff & Sharon

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We've helped thousands of people finance their dream homes with over $1 Billion in funded mortgages.

Did you know?

If the rates drop prior to your completion date, we will contact the lender on your behalf and request the lower rate? You might be surprised to know that most banks and brokers don’t offer this service to their clients. A service that could save you thousands! Just another reason why we make mortgages simple.

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Why use a broker?

Independent advice, someone to negotiate on your behalf, access to special deals and add-ons, and these are just for starters…

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Confused about the mortgage process?

Understanding each step of the mortgage process is key to ensuring the biggest investment of your life is the right one for you.

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First Home? Not sure where to start?

We have oodles of information to help guide you through the process.

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