Going on Maternity Leave?

Going on Maternity Leave?  Here’s what you need to know about getting a mortgage while you’re on (or going on) Maternity leave. Not all lenders have the same lending policies when it comes to providing mortgage solutions for those clients on Maternity or Paternity leave. This is mainly because lenders understand that the income level during the maternity leave will …

Spousal Buyout Mortgage

Are you going through a separation or divorce? You might not be aware that there are mortgage products designed to allow you to refinance up to 95% of your property in order to buyout your ex-spouse. To qualify for this program, you must have good credit and you must be able to afford the mortgage on your income alone.  Please …

what it costs

Ever wondered what it costs to SELL your home?

When you’re deciding to sell your home and make your next move, it’s smart to sit down and crunch the math on what the actual costs of selling will be – especially if you plan on using the equity in your home for the down payment on a new one. Here’s a basic list of some of the common costs …

Deposit Financing

Are you selling and buying a new home and need to come up with a deposit on the new home? When you purchase a home, the sellers will generally require a deposit on the home your buying for around 5% of the purchase price (some go as high as 20% of the purchase price).  But if you’re like a lot …

Making-your-first-offer

Making your first offer

One of the most stressful things about buying your first home is making your first offer. This list should help ease your mind and prepare you when making your first offer. Before you Bid Before you go asking for that home you want, make sure you are pre-approved for a mortgage. Having a pre-approval make you a more attractive buyer, …

ten-steps

Ten steps to home ownership

How do I get there? Is there a road map? Starting the journey to homeownership can be overwhelming and stressful. But with a little planning, you’ll get the home that’s right for you. A home that strikes a balance between your “wish list” items and the practical realities of the property, location and the housing market. Before you know it, …

Financing Strategy

As an experienced homeowner and borrower, you are probably already very familiar with the mortgage products and services of your current lender. It could be to your advantage to use another lender. Call us at (604) 313-3199 today to help you make the switch. As well, here’s some important information to keep in mind: Most lending institutions that we deal …

Why use a broker?

Get independent advice on your financial options. As independent mortgage brokers, we’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We’ll start by getting to know you and your homeownership goals. We’ll make a recommendation, drawing from both our experience and available mortgage products that match …